Pentagon Federal Visa Rewards Credit Card

If you’re looking for a reward credit card, you’re not a big spender, and don’t mind jumping through a few hoops, than have I got a deal for you… The PenFed Platinum Cash Rewards Visa Card Plus Card offers 5% on gas station purchases paid at the pump as long as you obtain a qualifying PenFed product for example an active checking account with direct deposit ($250 min) or an installment loan. There’s no annual fee and your rewards are credited back each month. Standard Card offers 3 percent cash back on gas purchases paid at the pump and an introductory $0 annual fee the first year after that the annual fee is $25.

The hoops that I was talking about? You have to be a member of PenFed to apply for the card. The good news is that it’s pretty easy to join. If you don’t fit any of their standard eligbility criteria, you can always join the National Military Family Association (NMFA) for $20, join PenFed, and then let your NMFA membership lapse.

If the PenFed Visa Platinum Rewards card isn’t what you want, be sure to check out my this list of the best cash back credit cards for alternatives.