According to the U.S. Census Bureau, American shoppers spent $7.4 billion in family clothing stores to get ready for the 2010 back-to-school season. Families spent another $2.2 billion in bookstores during the same period. It is averaged that an American family of four will spend about $800 to get t…Read More
Forty to 70 percent of transactions, depending on the region, are made with rewards cards, according to Phil Hinke, founder and president of MerchantFeeSavers, a company that helps small business owners understand processing fees. However, it turns out that it costs a merchant more each time a consu…Read More
According to the Associated Press, 84% of undergraduates had at least one credit card in the 2008 spring semester and half of college students had four or more credit cards. Seniors had average credit card debt of $4,100 when they graduated. Due to recent credit card legislation, unless your kid has…Read More
Today’s best credit cards go beyond aprs and annual fees. Since new credit card rules restrict lenders’ abilities to manipulate interest rates beyond a promotional period – perks, rewards, and customer service are perhaps the only ways to tell many of the best credit cards apart nowadays. Issu…Read More
Credit card solicitations more than doubled in the fourth quarter of 2010 to 1.4 billion, up from 551 million in the same period of 2009, according to Chicago-based Mintel Comperemedia, and eight in 10 of those offers were for reward cards. EastValleyTribune.com reports that card issuers are going a…Read More
Rewards credit cards have seen a noticeable interest rate drop over non-reward credit cards according to a recent survey as of July as mentioned on FoxBusiness.com. They have dropped to an average rate of 17.09 percent from their previous level of 17.48 percent. The average rate for non-reward c…Read More
Not all states are staggering with personal debt and credit problems. It’s good to learn that there are parts of the country where credit ratings are strong, joblessness is low, and payment delinquencies and bankruptcies are rare. Become familiar with the best 10 states of credit health, and you’ll …Read More
Shifting debt from one credit card to another can save you lots of money if done properly, but whether or not you should accept a balance transfer deal depends on many factors to determine if you can successfully use the balance transfer to better manage your overall debt. Consider these do’s and…Read More
Unemployed consumers who’ve stayed current with credit and loan payments can still be attractive to credit cards issuers. While a new line of credit should never be used to replace lost income, job seekers can utilize a credit card to offset the costs of a job search. The best credit cards for jo…Read More
What determines the best credit card rewards for you – is you: your needs, your habits, and your credit history. In general, getting cash back will get you as much value with the most flexibility over reward points. Here are some of the basics you should understand about rewards programs reported by…Read More